The Deficit Reduction Act of 2005 requires 8 hours of Partnership training, by July 1, 2008, for any agent who sells a Partnership product.                                                                                                                                                                                                                                                                         Pat Saltsman brings 14 years of experience selling LTC, training and educating agents across the nation and personal experience of being a caregiver.This seminar will provide you with the education on the Partnership program, Medicaid, Medicare and long term care insurance which will enable you as the agent to provide the best possible product for your client and also meet the Federally mandated requirements needed to sell LTC insurance.  Pat tailors the training to the state specific laws and requirements needed to sell LTC insurance.